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Plan to fail or fail to plan?… Where do you sit for 2018?… And what do your cash reserves allow?

A recent enquiry from a successful retail business based in Essex highlighted an interesting concern that many businesses experience, and don’t quite know how to resolve, something that can fester within the business quite easily over many years and causes a lot of resentment and frustration, a £30,000 annual seasonal cash injection from the directors …

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